Neopoints bank interest
If you have extra Neopoints, you should always consider depositing the surplus into the bank. This is because you acquire interest on the amount of Neopoints you have in your account, so the more Neopoints you have the more interest you will gain.
Some of you may think it is unnecessary to deposit your Neopoints into the bank, as you have so little. However, every single deposit will bring up your total savings in the bank which in turn will increase your amount of interest. A benefit of depositing Neopoints in the bank is that it avoids thieving Ghosts. It is quite common for your Neopoints to get stolen from Ghosts. You will receive a message at the top of screen announcing your Neopoints have been stolen. If you have over 10k in hand, then it would be disastrous as you will never see your Neopoints again. This is why you should always deposit your Neopoints in the bank.
The Golden rule is: “deposit if over 3000”. If you have over 3000 Neopoints then you should consider depositing it in the bank. This rules depends on yourself as you can either increase or decrease this threshold amount.
